Wills

A Will is a legal document which sets out what should happen to your net estate on your death.  Your net estate consists of  everything you own i.e. your house, cash, your car and any other assets or possessions that belong to you less any outstanding debts, loans, bills, funeral expenses etc.

It is estimated that over 70% of adults in the UK have not made a Will.  If you fail to make a Will your estate may be distributed according to the rules of intestacy which set out how estates are to be distributed if no Will has been effected and this may not be in accordance with your wishes.

MATTERS TO CONSIDER

1.  By making a Will you can set out exactly how your estate should be distributed and who should benefit from your estate
2. You can decide who you would like to act as an exexcutor in dealing with your estate
3. If you have children you can make provision for them in you Will.  If they are minors you can appoint guardians for them  in the event that  both parents die
4. If you are not married you might wish to make provision for your partner as he/she may not receive anything if you die without a Will
5. You may be able to make Inheritance Tax savings
6. You can include your wishes so far as funeral arrangements are concerned

Your Will can be drafted specifically to your wishes and signed only when you are happy with the final draft.  Once finalized and signed it can be retained in our strongroom at no cost.

To learn more about the importance of making a Will.

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